#	Subject	Summary of Change to Common Manual	Type of Update	Effective Date	
1286	Administrative Forbearance for Total and Permanent Disability
	11.21.R   Total and Permanent Disability
Figure 11-2

Requires the lender to cease collection activity for a period of no more than 120 days when it receives notice from the Department that the borrower has requested a loan discharge application or that the borrower has indicated that he or she intends to apply for a TPD loan discharge.  The lender must extend an existing suspension of collection activities, or forbearance, or implement a new period if none exists on the borrower’s loan when the lender receives notification from the Department indicating that the borrower has filed the loan discharge application.
	Federal	July 1, 2013, for loans for which the Department notifies the lender that the borrower intends to file an application for a total and permanent disability (TPD) discharge or has filed a TPD discharge application.	

	

Batch 194